Legal

Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Helios Handel AI website and any associated tools, content, and services (collectively, the "Service"). Please read them carefully before using the Service.

Last updated: [date to be inserted]. This document is a general draft template and should be reviewed by qualified legal counsel before publication, as it does not account for jurisdiction-specific requirements.

1. Acceptance of Terms

By accessing or using the Helios Handel AI website, you confirm that you have read, understood, and agree to be bound by these Terms and any referenced policies, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Helios Handel AI provides informational content, tools, and resources related to predictive risk management and decision support for investors. The Service is intended to support, not replace, independent judgment and professional advice. Nothing provided through the Service constitutes financial, legal, tax, or investment advice, and no outcome, return, or result is guaranteed.

3. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding agreement to use the Service. If any part of the Service requires registration or the creation of an account, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to provide accurate information and to notify us promptly of any unauthorized use.

4. Acceptable Use

You agree not to use the Service in any way that is unlawful, fraudulent, or harmful, including but not limited to: attempting to gain unauthorized access to our systems; interfering with the normal operation of the Service; reproducing, distributing, or exploiting our content without permission; or using automated means to extract data without prior written consent.

5. Intellectual Property

All content on this website, including text, graphics, logos, methodology descriptions, and visual assets, is the property of Helios Handel AI or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from any part of the Service without prior written authorization.

6. No Financial or Investment Advice

Content made available through Helios Handel AI is provided for general informational purposes only. It does not constitute, and should not be relied upon as, financial, legal, or investment advice. Any decisions you make based on information obtained through the Service are made at your own discretion and risk. We strongly recommend consulting with a qualified, licensed professional before making any financial or investment decisions.

7. Third-Party Links and Services

The Service may contain links to third-party websites or resources that are not owned or controlled by Helios Handel AI. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any link does not imply endorsement. Your interactions with third-party services are solely between you and that third party.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Helios Handel AI and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Helios Handel AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

11. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We may also update these Terms from time to time. Material changes will be reflected by an updated "Last updated" date. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to Helios Handel AI, other users, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Helios Handel AI operates, without regard to conflict-of-law principles. [This section should be reviewed and finalized by legal counsel to reflect the appropriate governing jurisdiction.]

14. Contact Information

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.